46 Cars Inc

Financing

Vehicle financing available on approved credit — competitive terms, flexible down payment options, and transparent conditions.

Flexible Financing Options in Toronto

At 46 Cars Inc, we believe that getting behind the wheel of a quality used car should be straightforward and affordable. Our finance team works with a network of trusted Canadian lenders to secure competitive rates and terms tailored to your budget—whether you have perfect credit, are rebuilding, or are new to Canada.

  • Competitive interest rates (OAC)
  • Flexible terms up to 72 months
  • Fast online credit application
  • Trade-in equity can be used as down payment
  • No-surprise, transparent paperwork

How It Works

Simply fill out our secure online credit application, and one of our finance specialists will contact you within one business day to discuss your options. You can also visit our Toronto dealership to speak with us in person. We’ll help you structure a payment plan that fits your lifestyle, so you can drive away confident.

All financing is in Canadian dollars and subject to credit approval. Contact 46 Cars Inc today to get pre-approved.

Next step

Need help finding a vehicle?

Send the CAS reference, destination and buyer details so we can respond with useful next steps.

Verified Canadian Dealer

46 Cars Inc is an OMVIC-registered Canadian dealer. You can verify our dealer license information.

Registered office
712-1275 Finch Ave W
North York, Ontario M3J 0L5
Sales phone
(249) 206-0606